Easy Monthly Savings
Start with a fixed monthly amount—small savings turn into big value.
Gold Savings Scheme
Smart Way to Buy Gold ✨
Buying gold for weddings, festivals, or personal use is now easier than ever. Save a little every month and enjoy big rewards at the end.
Why Join Our Gold Savings Scheme?
Transparent, flexible, and built around your goals.
Bonus Installment
Get an extra installment from us at the end of the scheme.
Price Protection
Book gold monthly or buy at maturity at prevailing rates.
Flexible Redemption
Use your savings to buy jewellery post maturity.
Choice of Metal
Gold ornaments, silver articles, or silver ornaments.
Value for Money
Premium finishing & workmanship at competitive price.
Safe & Transparent
Every installment recorded in your passbook.
Hallmark Guarantee
BIS-certified products in Gold & Silver.
How It Works
Enroll & Choose Amount
Select a fixed monthly installment that suits your budget.
Save Every Month
Each payment is recorded—full transparency with your passbook.
Redeem Smart
At maturity, use savings + bonus to buy jewellery.
Enjoy the Occasion
Perfect for Weddings, Festivals, Gifting & Investments.
Estimate Your Maturity Value
Get a guaranteed bonus—one extra installment free with every 12-month plan. Tenure is fixed at 12 months.
Projection for guidance only. Exact benefits as per scheme T&C.
Total You Pay
₹ 36,000
Bonus Installment
₹ 3,000
Maturity Value
₹ 39,000
Redeem Your Way
BIS-Certified Designs
Choose classic to contemporary pieces with premium finishing and workmanship.
Temple Silver & Gifting
Pooja items, décor, and giftables—authentic, elegant, and certified.
Everyday & Occasion Wear
Lightweight to statement silver ornaments—perfect for every moment.
Safe & Transparent
Every installment is recorded in your passbook—your money is 100% secure with us.
Hallmark Guarantee
BIS-certified products in both Gold and Silver.
Perfect for Every Occasion
💍 Weddings
🎉 Festivals
🎁 Gifting
📈 Investments
FAQs
How does the scheme work?
You deposit a fixed amount every month for 12 months. At the end of the 12th month, we add one installment as a bonus, and you can redeem the total amount for gold or silver purchase.
Can I change my monthly installment amount later?
No, once you choose your monthly installment amount, it remains fixed throughout the scheme period.
What if gold prices fluctuate?
Gold rates change daily, but your savings are completely safe. At the time of redemption, your total savings plus the bonus will be adjusted to the prevailing gold rate, allowing you to purchase jewellery accordingly.
Can I withdraw before completing the scheme?
Premature closure is allowed, but the bonus installment will not be applicable if you close the scheme early.
Is the bonus given in cash or gold?
The bonus is added as an installment value and can only be used towards jewellery purchase. It is not given in cash.
Can I buy gold coins or bars with this scheme?
No, redemption under this scheme is valid only for jewellery purchase and cannot be used for coins, bars, or exchange.
What about making charges and GST?
Making charges and GST will be applicable at the time of purchase, as per standard billing practices.
What happens if I miss an installment?
If you miss an installment, you may need to pay the pending amount before the next due date. Continuous defaults may affect your eligibility for the bonus installment.
Can I enroll in more than one scheme at a time?
Yes, you can enroll in multiple schemes with different monthly amounts, as per your preference.
How do I make the monthly payments?
You can pay your installments directly at our store counter, or through approved digital payment options (details available at the store).
Start Today — Small Savings, Big Golden Dreams ✨
📍 Visit us at Sri Vandana Jewellers and enroll now! Reach out for further details regarding the Gold Savings Scheme. T&C Apply.
